>What we are seeing, is the result of using the wrong tool, monetary policy instead of fiscal policy, because ideological reasons.
Yeah this is pretty much it. Businesses do benefit from lower interest rates but beyond a certain point they have zero trouble financing the investments they want to make. After that you have to figure out how to convince people to spend money and if people don't have money to begin with you have to give it to them somehow (most likely candidate is government spending).