Yea, I live in Finland, cold isn't an issue :)
And like every ICE fan likes to repeat, it's like 2-3 minutes to fill up a tank in a European car. And 2 minutes of that is fiddling with the chip&pin card reader in the cold.
Even if it's negative Freedom Units outside, the car won't cool down enough to get cold during refueling - keeping it running is just plain stupid.