I find LN's UX really painful. Ethereum's layer 2 solutions are far ahead in terms of user experience. The other day I had to settle an election bet, and either I settle it in stablecoin on high tx fees of ETH/BTC or try explaining one of the layer-2 solutions.

And no, I can't pay them in USDT on bch because that requires them to get a new wallet.

Raiden network which is Ethereum's LN like solution, faces the same problem. Whatever bitcoin folks envision, they will never get LN bitcoins to have the same network effect as bitcoin itself.