Either way, you paid for it, and even it it's technically "totaled" it's still fucking yours. When Tesla disables functionality remotely, they don't say it's because the warranty ran out or because it's unsafe now, they say they are happy to re-enable it for fresh money.
That's why I wouldn't buy a Tesla (or any car of a manufacturer pulling the same crap) now, and if I did already buy one, would be looking into filing a class action against the company, because remotely disabling features like that that you already paid for is fraud.