Telsa is junking out cars with minor fender damage and no frame/battery problems because they don't have the labor pool available to recertify their cars.
The insurance companies would much prefer minor repairs than to write off the whole asset, but they can't get quality work done to the asset.
This practice is driving up _everyone's_ insurance rates.
Why would it not just drive up Tesla owners’ insurance rates?
I guess it might affect everyone if it increases liability costs in cases where the Tesla driver is not at fault, but I imagine that’s an extremely minor portion of expenses considering the tiny proportion of Tesla cars.