undefined | Better HN

0 pointscommonturtle5y ago0 comments

I'm 29, following the rule of thumb where you have (your age)% in bonds and (100 - your age)% in stocks.

Is 30% too much or too little from your experience? I can understand people preferring stocks at the moment because bond yields are so low. But that won't be the case forever :)

0 comments

Shatnerz5y ago

In my experience it is higher than I see people recommend. Yeah, I don't necessarily agree with the people who go 100% stocks. I know some retired, older people who seem pretty stock heavy as well. I guess everyone has their own risk tolerance.

I probably need to rebalance my money, but I'm a similar age (normal health) and I shoot for 10-15% and that's on the higher end of the people I discuss my finances with.

j / k navigate · click thread line to collapse

0 pointscommonturtle5y ago0 comments

I'm 29, following the rule of thumb where you have (your age)% in bonds and (100 - your age)% in stocks.

Is 30% too much or too little from your experience? I can understand people preferring stocks at the moment because bond yields are so low. But that won't be the case forever :)

0 comments

Shatnerz5y ago

I probably need to rebalance my money, but I'm a similar age (normal health) and I shoot for 10-15% and that's on the higher end of the people I discuss my finances with.

j / k navigate · click thread line to collapse