The 2020s start 2020-01-01 (just as the century called "the 1900s" started 1900-01-01).
The 21st century started 2001-01-01.
The 203rd decade starts 2021-01-01 -- but nobody talks about the "203rd decade". That's the difference in terminology between decades and centuries; we don't refer to decades by their ordinal numbers.
Yes, it's confusing and inconsistent. If only Dionysius Exiguus had known about zero.