It basically depends on your level of wealth. If you're just a middling peddler on the streets, heck, even the low constables in the police force will bully you into paying them a "fine". Gangs won't mess with you, but they might protect you for a few if you pay them (to play Robinhood mostly). When you're an SME, you'll be paying the local ganglord. When you're a mid-level businessman, you'll be paying a gangster-turned-politician. When you're a large businessman, you are likely the gangster. When you're as rich as the fat Ambani or Tata, you're essentially paying the gangsters in government to do your bidding.