Instead of [everything]@example.com, I set up [everything]@yo.example.com. Discovering subdomains is much harder and the one time I encountered a form that didn't like a subdomain, I just made a forwarding address on my main domain.
Using Fastmail's rules, I have a setup where every message arriving to @yo.example.com gets shunted into a folder unless there's a different rule putting it somewhere else.