The $1/2 billion they had to spend due to paperwork related to certification of the design. From an earlier comment[1] from a different thread about this approval quoting NuScale's press release:
"NuScale spent over $500 million, with the backing of Fluor, and over 2 million labor hours to develop the information needed to prepare its DCA application"
Military reactors don't have to go through this process and those designs (modified to work on land, etc) would.
[1]https://news.ycombinator.com/item?id=24346808