You can call of whatever you wish. But how did loading from any untrusted source work out for the average consumer for the last 30 years? Viruses, malware, ransomware, etc?
Yes outside of the little HN/geek bubble, it’s way too easy for the average consumer to install malware on their computer.
HN users have been whining about not being able to side load on iOS devices for years. What they really seem to want is to force the app stores to carry anything.