Medicare has worked pretty well for the elderly for years. Old people and their families don’t lose everything for routine care anymore. Until it comes time for long term nursing home type care.
Everyone else is one car accident or cancer diagnosis away from ruin.
Further, no everyone is not one car accident or cancer diagnosis away from ruin, have been involved personally with both this is a false statement
If you are unable to work, you’re unable to maintain coverage in many circumstances. Many many people will be terminated within days or weeks of being out of work.
I used to setup Medicaid enrollment systems as a consultant — big counties have contractors to liquidate the assets of sick people driven into Medicaid every day.
Ok, but that in no way means it is "good", you seem to operate under the flawed belief that universality == good, when it can be universally bad
>has access to many types of care that requires private insurance for anyone else.
That is clearly false, as an example when my parents got on medicare they had to find new providers and new doctors as their long time doctors did not accept medicare at all largely due to the substandard payments they would receive.
It is false to say the medicare offers the exact same access as private payers. There are many many many doctors in private practice that do not accept medicare, you almost exclusively have to enter a large health network for it to except medicare largely because those health networks have the ability to increase the prices on their non-medicare patients to make up of the loss they experience by accepting medicare and/or they end up with a HUGE patient / doctor work load for medicare patients requiring them to schedule appointments months or some times a year or more in advance
To highlight medicare as model we should all have shows either A) your ignorance of medicare or b) your willingness to accept a standard of care far lower than what we have today in private medical treatment
>>big counties have contractors to liquidate the assets of sick people driven into Medicaid every day.
it is ironic that you talk about people being on illness away from ruin in the private system when you understand and know that if you end up with a illness bad enough the government will seize all of your assets to pay for that care. Does not seem like a vary fair system to me but I am sure you do not believe in private property either most socialist do not
