That's easy today because this option is unpopular. But look back and see how many things we (as entire populations, not necessarily individuals) starting accepting that was unfathomable a couple of decades ago.
Without strong government intervention we may end up at the point where you can take it or forfeit the insurance.
In Manhattan, under every street is a subway where you can put power cables, fiber optic cables, etc. The result is that there are a multitude of business ISPs around, because someone already dug a hole in the ground where their cables can go. The actual stringing of cables is a straightforward procedure; sure you need to buy trucks and cables, but that's a lot cheaper than saying "hey we're closing 5th Ave. for 3 months" and digging the whole thing up. The street was dug up once (in 1891!), and now nobody has to do it again. (OK, the tunnels are pretty full, but it's better than nothing.)
If every street were built like this, it is likely that there would be many more ISPs. The big risks are gone. (There is a secondary problem in that many people still like linear TV, and many TV networks are owned by companies that are also ISPs. AT&T owns HBO. Comcast owns NBC. So that would be the sticking point after there is infrastructure, and sure... have the government break them up. They'll probably be dead long before we have the infrastructure, though.)
The short term solution is probably to invest in better trenching techniques. I've heard of microtrenches, nanotrenches, and picotrenches. Maybe we need femototrenches where you just run a fiber to someone's house through their lawn and cover it up with tape where it crosses the sidewalk. It's better than nothing. But probably still too risky for anyone to attempt.
With more data, it’s possible to see how much certain lifestyles subsidize others, so it will be interesting what society deems eligible for subsidies and not.