Actually, RAII idioms are generally encouraged, but finalizers are not. For the rare few classes that hold resources in GC languages, the Resource is usually Acquired at Initialization as well, and released in a special method (IDisposable.Dispose() in C#, AutoCloseable.Close() in Java). There is also usually some special syntax for automatically calling this syntax when the object exits some scope, though that scope usually has to be declared by the user (using(), try-with-resources, with() in Python etc.).

The biggest difference I know of is that the 'holds-resources' property does not propagate automatically like it does in C++. It's not that hard to always remember to call using(file = new File()) [...]. However, it's much easier to forget that you have a File field in your class which you initialize in the constructor, and so your class must itself be declared IDisposable/AutoCloseable etc.