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0 pointstzs6y ago0 comments

> 0. Forget about tracking things down to the dollar, or even the tens of dollars. That level of precision is unnecessary. If a coffee here or there is going to break your budget, it's already broken and you need to go in to panic mode.

I'd suggest considering using a separate payment method for those things, and only those things, that you just think are going to be just a little expense here or there that doesn't need detailed tracking.

Track the total spent via that payment method every month on your budget. It's then easy to tell at a glance if you were right about not needing to track these things in detail or if you have missed some things that you should be tracking in detail.