Correct me if I'm wrong, but aren't unemployment benefits temporary? Are these any different? I was reading through the tangled web of information at the DOL[0] and did not come away feeling certain one way or another.

Do you really think not enough people working belongs near the top of our list of concerns at the moment? I have heard this line from every conservative I've talked to about this, and it just seems like missing the forest for the trees. On the long list of systemic problems this period and our response to it is in danger of creating, this seems like it belongs on the list, but not close enough to the top to be worth the time discussing it. I'm a lot more worried about the incentives we're manipulating for businesses and investors than for unemployed people.

[0]: https://www.dol.gov/coronavirus/unemployment-insurance

That seems incorrect based on a couple of important points. A job is an ongoing relationship that can yield years of income and marketable experience. A fraction of a year of unemployment is not really comparable. Jobs and careers are anything but simple math. Furthermore the recent Pew study indicates that only 29% of unemployed in March collected benefits, largely because systems for distributing benefits are slow and typically service numbers several orders of magnitude smaller. Even in the best of times unemployment insurance has a failure rate of around 15% give or take depending on the state. If a system for distributing benefits is slow, significantly dysfunctional, and prone to cutting people off for a range of reasons then it is unlikely to compete with employment as a source of money, satisfaction, or resume enhancement.

But is anyone seriously advocating keeping a $600/week around after the quarantine? If we can get out the other side without millions of bankruptcies, foreclosures, and evictions, certainly that will contribute to a faster economic recovery. Sure, some white collar workers will be disincentivized from working... as long as the CARES act stays in effect. And you don't get unemployment if you quit, so no one will actively leave their jobs under this scheme.

In my state, unemployment maxes out at $400/week, not half my salary. So with CARES, I would get an additional $600 for a total of $1k/week. This doesn't last indefinitely, only 26 weeks. Also, unemployment isn't immediate; in my state (prior to the huge backlog) it could take up to 21 days to get paid. Now I assume it's longer.

So someone on unemployment is only "making" up to $26K, then they're SOL.

> disincentive to return to work

Arguably, this is a positive unintended consequence of the act in this situation.

> Pointing out that this creates a disincentive to return to work isn’t accusing anyone of “living high in the benefits hog.”

Sure it is, plus it's a lie since unemployment requires active job search and taking offered employment, except for temporary layoff where you position is retained, where it still requires return to work when the employer ends the temporary layoff. You cannot choose to stay out of work and draw unemployment, so it cannot create incentives to do so.