Then they are missing a lot.
It covers all Personal Data that you affirmatively provide during your interactions with us, information that we automatically collect when you interact with our Products, and information that we collect about you from third parties
Whether you have Zoom account or not, we may collect Personal Data from or about you when you use or otherwise interact with our Products.
It's not unreasonable. I'm not sure what your claim is here, because you'll find this language in every single online business. You realize Zoom sells enterprise video conferencing right? They have no use for your data otherwise.