Unfortunately typically there is no way to directly donate funds (especially not $10, even if there are 10000 people who'd do that on a monthly basis) to some research (group) of one's choosing. Therefore the choice is whether to donate to an @home project and trust that what they do is meaningful and the donated resources are used in a responsible manner.

In that respect, the responsibility of whether to ask for and how to make good use of donations lies solely on the teams that receive the donation. Without oversight it would however be foolish of them to be overly critical on their own shortcomings as there is a great benefit to having these cheap FLOPS (and good PR) that F@H brings.

I was about to suggest that it would be great to set up a merit-based funding scheme somewhat akin to the governamental funding agencies, but one run independently by the "council of the people". I'm however uncertain how effective could such an organization be at awarding the funding in a responsible and effective manner.