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0 pointsthedance6y ago0 comments

That's true but it's also true that the plans need not cover maternity. There are tons of ACA plans that don't. And in "markets" with one player they can just name their price. None of this is your fault of course.

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jonas216y ago· 2 in thread

Are you sure about that? healthcare.gov seems to suggest otherwise [1]

> Maternity care and childbirth — services provided before and after your child is born — are essential health benefits. This means all qualified health plans inside and outside the Marketplace must cover them.

[1] https://www.healthcare.gov/what-if-im-pregnant-or-plan-to-ge...

thedanceOP6y ago

There are plans that are exempt from ACA's "requirements" because of course there are, and the current administration has used its rules-making powers to expand such exemptions. These are not limited to backwater states with evil administrations. At this very moment there are plans on California's ACA market that are exempt and do not cover maternity.

tptacek6y ago

It seems like all you have to say here is that there exist ACA-noncompliant plans. Yes, that was always the case. Why would you buy one of them? The major reason people end up in exempt plans is that they somehow miss enrollment (or have a payment snafu that gets them bounced from their compliant plan --- ask me how I know that). But this product appears to generate a new enrollment window; you can just buy ACA-compliant marketplace plans with it.

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