All that space for a fallacious argument.
1) Do you really think only sick people want health insurance? 2) Not everyone has to buy car insurance. Only people who drive. High rates will force people not to drive. There's nothing people can do against high mandatory health insurance premiums. 3) We've tried incentivizing people to be healthier seven ways from Sunday but somehow they getting sick. So, like Bullwinkle said to Rocky, "this time fur-sure".
-- The beatings will continue until morale improves.