Check with your local banks too. In my businesses I have always maintained banking with smaller regional banks and 1-2 national banks.
Most times you can get much better deals from non-startup type banks (seems counterintuitive). IME even Bank of America has better terms for small business then SVB does.
For small regional banks they are more flexible with terms generally and will work with you to establish business credit lines that aren’t attached to the founders.
I always build credit very early in a new business, using cash (or cash equivalents) to help reduce/remove personal liabilities. This is normal for small business but tech startups always seem to miss this and wind up doing it way late IMO. And local banks are key to this.
