> But we don't want financial transactions to be fully automated and immutable.
And cryptocurrency does not provide immutability anyway. Remember the DAO Ethereum fiasco where they lost a bunch of money and decided to roll it back.
They didn't roll anything back. That ledger, with the loss, exists today unchanged.
What did happen was a superset of users decided to create a new ledger to run in parallel, containing transactions up until but not including the loss.
The market determined the new ledger to be more valuable
This is a legitimate point to bring up, but seeing as how the community rejected a second fork in order to fix a bug in a smart contract that destroyed millions of dollars worth of Ether [1], I feel confident at this point saying that another similar hard fork will not occur.