Walking Ghost phase is a phenomenon in severe exposure to radiation. The patient survives initial ill effects (probably with advanced medical treatment) and now feels fine. They have no nausea, they can walk and talk like anybody else. If you tell them they're actually dying they likely won't believe you. Inside cell reproduction has stopped, and as enough cells naturally die without replacement over the next few days their systems will cease functioning and they'll die of multiple organ failure.

Electricity definitely won't cause that, but yeah, humans can't sense all the terrible things that might have gone wrong with their bodies.

It's quite real. This is why we try very hard (everything short of kidnapping) to take people to the hospital after a bad car wreck ("high energy mechanism of injury" is the term we use) even if they're walking around saying they're fine.

Yup, definitely - this is why people will be asked if they blacked out, if only for a little while, after a fall. If they did the impact was severe enough to cause damage. And of course tight monitoring after head trauma.