In cases where the explanation is something like "No, seriously, she simply cannot afford it." efforts to root out presumed bias are not only unhelpful, they are actively counterproductive.

I need more income. Period. If you were to approve me for a mortgage this minute for the $550k building I desire, I simply cannot make the payments. It's not going to fix anything.

First, get me the money. That's the one thing no one on this planet seems seriously willing to help me with and there is always some BS excuse.