God, I haaaaaaaaate PayPal. Not as a dev, but as a casual private user, a real-world entertainment venue business owner, an online retail business owner, an eBay user, a seeker of capital loan sources, and just a UI and customer service utilizer.

If ever there was an example of a company with "first out of the gate" advantage leading to such a large head-start that theyy could afford to constantly give the middle finger to everyone, PayPal is it. I cannot wait for legit altternatives to catch up.

Stripe is doing pretty well, but unless they somehow tap into the casual online user they won't disrupt PayPal's stranglehold to any significant extent.