With most things you need to authenticate to gain access. Authentication is only trying to solve one question - identifying that a person is who they say they are. If I walk home and my wife sees me, she can identify me immediately by simply seeing my face and other biological attributes which gives her 100% certainty that I am who I am, therefore she doesn't question me on entering the house or calls the police.
If I was to go through some top secret lab experiment which would change my look (make me younger by 10 years or something) then I'd struggle to walk home and convince my wife that I am me without providing additional evidence, like sharing some secrets which only she and I know and we know that nobody else would know.
With technology so far we didn't have the ability to identify someone as confidently and as fast via biometrics (like my wife does) as via other means, which is why a few decades ago we had to invent a workaround, namely username and password - which is a secret that hopefully only me and the website knows. This was to date the best way to identify someone, but times are changing fast, as as biometric identificaiton via technology is advancing fast, we are more and more removing the need of username + password for authentication.
Hope now my point makes sense.