What’s needed is better enforcement, not more stringent fines.
Now if the car is towed that becomes a problem because just pulling out a credit card does not fix it.
I don't. if the fine is $50 and it costs $5 to park, I will pay unless I suspect enforcement is so lax that I have a >90% chance of getting away with it.
That amounts to the same thing. You obey the regulations (pay for parking) except when you think it's cheaper not to. Companies do the same thing. Most of the time it works out, but sometimes there's a fine.
That's 11.7M violations for fiscal 2018.
The population of New York may be only 8.5 million, but that doesn't make 11 million infractions an indicator that the majority of those people are the sorts of people to accept parking fines as the cost of owning a vehicle.