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0 pointsadrr6y ago0 comments

They don't pull FICA scores. When I worked at financial company. We pulled credit history looking for negatives events as required by regulations dealing with securities/FINRA.

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moate6y ago

So you're just over here arguing semantics? "FICO" vs "credit history" is the "Kleanex" vs "tissues" debate of the credit world. A FICO score is just a brand name credit history product. The point, that your previous credit events can be used against you in employment and renting, stands the same.

Is your point that it's JUST the detailed credit history and not "the detailed credit history + FICO" score, because that just seems like a pedantic point to make (and also, impossible to prove. There's no reason someone couldn't obtain your FICO score for these reasons)

OP point still stands: your credit history can be used against you in renting and employment. You've not disproved this point.

adrrOP6y ago

Thats like saying a social credit score is the same thing as your social media postings.

moate6y ago

I'm tapping out here if you're just going to keep going in on semantics my dude. You're not addressing the real point, that your credit score can be used against you in housing and employment, you're building a semantics straw man and attacking that.

I don't care about the relation between FICO score and credit history. It's tangential to this discussion.

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moate6y ago

OP point still stands: your credit history can be used against you in renting and employment. You've not disproved this point.

adrrOP6y ago

Thats like saying a social credit score is the same thing as your social media postings.

moate6y ago

I don't care about the relation between FICO score and credit history. It's tangential to this discussion.

j / k navigate · click thread line to collapse