For the longest time, that's how it was. The browser at one end was called Chrome, and the one at the other was called Firefox.
while on the other hand you want to prevent uneducated users from screwing themselves over by accident
As the saying goes, "Freedom is not worth having if it does not include the freedom to make mistakes."
The whole "protect the users" mentality is IMHO misguided and dangerous, because it's basically one individual or a small group making the argument that taking away individual freedom (and thus giving more control to those in power) is "better for everyone". The road to hell is paved with good intentions. Incidentally, that's how a lot of dystopian sci-fi looks like...