> If you regularly need to move 250k sums electronically inside the Australian economy.
Paying sub-contractors, settling property transactions, the list goes on.
When buying a house, I remember having to withdraw $60k in cash from my savings bank account and walking over and depositing it in another because it would take the other bank 3 working days to clear a bank-cheque. Some banks do offer an over-night inter-bank mechanism, but surprisingly CommBank does not.