Some insects are pretty stupid! Fleas and ticks have a good and highly adapted repertoire of behaviors, but for the most part, as far as we know, most individual behaviors are fairly simple.

I mostly regret having chosen bikes rather than electric scooters for my original comment.

Here's where your analogy falls down. We don't even have working examples of a complete warp drive, or anything like it. On the other hand, we don't have any commercial airliner sized beamed-power electric jets, but we have smaller conceptual models of the involved devices which demonstrate the principles. This is why I'd say we're "close to close" to insect level intelligence. 10 years and $10B would get us to the flea level. I think that's "close" like airliner sized beamed-power electric jets is close.