That happens much less often than payment gateways going down. Spreedly's service is at least an order of magnitude less complex than running a payment processing company. However, you can have resilience against that situation by having a backup integration with one of your payment gateways directly. Spreedly will gladly collect a customer's credit card for you, save it in their vault, AND save it in your Stripe account, and any other gateways you work with. So, without having touched any CC info yourself, you can tell Spreedly to charge a customer via Stripe, or you can directly tell Stripe to charge that same card.