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They aren't thinking, "I'm going to use this more expensive surgical thread to get this poor drunk fool who crashed his car into a playground to pay more, because then the thread industry will pay me more!"Actually, kickbacks are not exactly unheard of. Maybe not for thread, but certainly for some kinds of medication.
And yes, in some ways the system is most definitely designed to generate profit. Medicare, for example, is by law not allowed to negotiate for lower prices. Insurers have a reputation for trying not to pay out. Some hospitals don't want to tell you the price of treatment you need before you choose whether you want it. It's an extremely opaque and dysfunctional market, which makes it a great place to charge extortionate prices for treatments that are far cheaper in other countries.