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0 pointsastura6y ago0 comments

This is such a weird comment, reversing of transactions happens for mistakes on checking accounts too, such as a deposit to the wrong account.

On top of that the vast majority of people don't get a notification every time a transaction happens on their checking account. Some banks are implementing a notification feature for some transactions nowadays, but it's rare, new, and opt-in. The general case is money just flows in and out without much fanfare.

Some banks show you transactions that are pending. If a transaction never goes from pending to settled then it literally just disappears without a trace. Standard behavior.

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3 comments · 1 top-level

kernx166y ago· 2 in thread

I think the more concern is that it was withdrawn without notice to the account holder while denying it was PP who authorized it. I don't think the post was really worried about keeping the money but more or less, what if PayPal decided randomly to deduct a ton of money with no reason and no notification to the account owner?

mrunkel6y ago

I'm guessing we have a failure in communication between the poster and ebay support.

Additionally, a seller on ebay probably fat fingered their ebay information, so when the item was sold, the seller accused the customer of fraud (I never go the money!) and the buyer thinks the seller is fraudulent (I sent the money!) and probably reported the "seller" which is actually the poster as fraudulent.

That, plus the increasingly irate phone calls from the poster and the refusal to ID themselves led PayPal to shut down the account.

asturaOP6y ago

>what if PayPal decided randomly to deduct a ton of money with no reason and no notification to the account owner?

Your bank could do the same thing, I don't get notified when an ACH transaction or check clears.

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