The privileged beneficiaries of capitalism are the people that hire the population of HN to make them money.
As for how to make things more fair, a good start would be to allow bad actors (the well connected good ole boys) in the economy to die off instead of bailing them out. Perhaps a better use of that money would be to invest in community owned assets (like low income housing) and businesses (corporations structured similarly to Mondragon)?
https://en.m.wikipedia.org/wiki/Mondragon_Corporation