It's yet another "command economy simulator", probably not very different from the models used by our central bankers. That is, if they indeed rely on models and not nakedly trying to enrich or prop up the big banks.
There is nothing special about credit and money, they are goods and services that arise naturally from market interactions. Having central banks "in charge of the free markets" is self-contradictory.
Another specimen: http://nobelprize.org/educational/economics/trade/index.html
