Choosing to get a fake divorce so that you can game the system as much as possible isn't punishment; it's probably fraud. You could also choose to relax and let your children enjoy all the other benefits of a great upbringing, and accept that "the children of hardworking parents should be more likely to be admitted" isn't a design goal of the admissions system.
The federally & state funded public Universities that will fall over each other to employ adversity scores as a pillar of their academic life, on the other hand... One can attempt to outsource responsibility from a legalistic perspective, but from a moral perspective one can't escape it.
