I am aware of the Ruby on Rails' scaffolding, CRUD, DRY and MVC stuff. Matter of fact, I am currently self-learning Ruby on Rails.
Yes, it would be nice to have some template to start with. I have used YUI CSS framework, Reset, etc. to start off applications. I guess that's relevant to templates you are talking about.
I'm thinking about something like a wordpress theme site for scaffolds but with a couple of free ones and mostly paid ones but for standard web app functions, maybe mobile scaffolds too for ipad/iphone/android. What do you think?