So now not only do I have to spend several days on the phone each year with my insurance company, on top of figuring out which plan I want every new job, but I also need to watch a bunch of videos about kidney-replacement options for when I get in a car accident? And what heart attack care is available? And how many $1000 Ti screws they should put in my leg when I shatter it rock climbing? And somehow the collective time-wasting is going to be somehow cheaper for all of us?
I always wonder if you libertarians are doing a bit, because it sure seems like it.