I was trying to tell you that most small businesses can't go around spending hundreds of bucks of things that provide little value, whether that's a business support plans on services they use or something else. It's true regardless of whether you're a brick and mortar store or some online service.
> This is akin to saying that a mom and pop laundromat can’t afford insurance, or shouldn’t because they won’t frequently need it.
Speaking about about false equivalencies...
> You’re the one pretending that small businesses bringing home $120k/year can’t afford a $200 monthly support bill.
First off, I spoke of businesses making generally less than that.
Also (I already said this, good job ignoring that!) paying $200 bucks on a single useless thing is survivable for even a small business - but you know what's better than only making one bad business decision? Making no bad ones at all. Making too many will quickly break the camel's back.
Which was my whole argument and it's also what people generally refer to when they say they can't afford something.
For instance you may say "I can't afford to go to this restaurant", even though you'd have enough money to do it without going immediately bankrupt. But it'd be a bad decision, too many of which quickly add up.