if I get you right, you want to know the reasons why I‘m in favor of low-ownership rates. On top of my head:

- Economics of scale: housing companies provide more quality/ € than your landlord that owns one flat or even what most owner-occupiers can reasonably provide for themself.

- Real Estate is a Commodity, yes. Owning that is an investment, yes. But living in one isn‘t. It’s a product that you use. We should stop telling people otherwise. A house is not your retirement.

- Austria, Germany and Switzerland are the countries with the world‘s lowest home-ownership rate. Putting them in that order, you also get their GDPs (Switzerland being the richest) as well as the lowest ownership-rate. That clarifies some myths: a) that low rate has anything to do with WW2 (it doesn’t) b) that high ownership rates benefit the people (it doesn’t, Third world countries have ownership rates topping 90%)