It's free in The Netherlands. Well, not technically free but it's covered by the universal healthcare so it won't cost you a dime. (FYI the basic healthcare plans all cover the same regardless of insurance company. It covers nearly everything that you could go bankrupt on. There are extra packages that cover additional care like physical therapy or dentist costs. A basic plan is around EUR 90,- per month with a deductible of EUR 385,- per annum, but there's no deductible for MD visits and, yes, childbirth/neonatal care).