If we do it like the way you are saying I think it will work. At least I think that's the best chance we have. And I totally agree we must take these chances. And And I'm totally on board with the net benefit/ number of lives saves calculus, and also that we must go beyond natural selection to better our species.
We'll probably be okay because people as a whole have a diversity of opinions: some enthusiastic want to push forward, others want to move more cautiously. Put it together, hopefully we get the right balance. I guess this trait itself evolved, from hunter-gatherers. Only tribes that had the right mix of people: adventurers who want to explore new territory and cautioners who want to be careful, survive on average, I think. Hooray for careful progress.