From my calculations, it tripled to cost of a loaf (which granted wasn't overly expensive). I really have no reason to do it any quicker though since I know when I'm about to run out of bread/bagels.

The dry active yeast I use is just what I get from costco for very cheap. Lately I've got a good sourdough start going on (just got some from the local bakery and have kept it going). It's a bit more finicky in how long you can let it rise for, but I like the taste better.