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0 pointsdzek697y ago0 comments

I don't hear often about banks providing API access. Only big companies on special contracts may get something like that, but it is usually very limited - talking from my personal experience, but what I learnt from the internet - it's the same everywhere.

But... In Europe thanks to just another EU laws we should have every bank offering an API access for everyone starting from September 2018 IIRC. That would help a lot with automation, I hope generating few api keys with different access permissions would be possible with that.

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IshKebab7y ago

I'm going to be so amazed if the API (PSD2 if you want to Google it) turns out to be what we want.

I'm fully expecting banks to throw extreme security hurdles and probably registration fees in the way if they can.

Hopefully I will be wrong.

Tharkun7y ago

PSD2 is not what you think it is. It has API access, but not for the end user. Only 'integrators' will have access to these APIs. You will need to request permission to write/deploy software using the APIs. This involves massive bureaucratic overhead and in some cases permission from your country's national bank.

dcbadacd7y ago

Automated GDPR requests for personal data...

kyriakos7y ago

Can you please give some more info about this eu regulation? I'm really interested to see if my bank has an API in place.

egourlao7y ago

Look up PSD2 regulations.

namibj7y ago

There is a system for integrating with larg(er) corporate banking software, but here it seems to require a smartcard, likely with a PIN, and no way to restrict it to be readonly. It's horrible XML protocol stuff though.

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