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0 pointskennydude8y ago0 comments

All of them seem to in my experience. They charge a "Non Sterling Transaction Fee"

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3 comments · 1 top-level

rahimnathwani8y ago· 2 in thread

I bank with First Direct. I just googled 'non-sterling transaction fee first direct', and found this text:

You will normally need to enter your PIN at checkouts. For non-Sterling (foreign currency) transactions we will charge a fee of 2.75% of the Sterling amount of the transaction. This fee will be shown as a separate line on your statement as a 'Non-Sterling Transaction Fee'.

http://www1.firstdirect.com/1/2/travel-and-international/tra...

And in my experience there's no minimum on this fee, i.e. the effective percentage isn't any higher for small amounts.

I agree with other people's comments about using Revolut and Transferwise cards for $ purchases in general. But if the commenter to whom I replied is spending $0.50 per month in USD, then the non-sterling transaction fee should be ~2 pence per month. So not worth the extra (albeit minor) hassle of maintaining another card.

kennydudeOP8y ago

Santander charge a minimum on £1.50 and I think Natwest and Halifax have.

Monzo also has 0 fees for international card payments.

rahimnathwani8y ago

Wow. I doubted what you said, but Santander does indeed have exhorbitant fees for debit card purchases:

"You will be charged a non-sterling transaction fee of 2.75% of the value plus a non-sterling purchase fee of £1.25 for each transaction"

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