In a lot of no-fault states you may not be criminally liable for a car accident but in a civil suit you won't get off scot-free. In every case of car vs human that I have come across the driver pays something, usually medical bills. Reason being a driver is required to have insurance while a pedestrian does not. And as far as I know, auto insurance companies are more willing to pay a settlement.

Do remember that on a civil suit culpability is a sliding scale. It's not guilt or not but what percentage of this accident is attributable to you. A driver looking at their phone, with an enhanced sensor safety system (lidar, sonar, nightvision) will get far more blame than a typical driver.

I expect the civil case to be settled quickly and quietly. T