- https://www.braintreepayments.com/braintree-pricing
- https://stripe.com/us/pricing
All of our clients (typically larger businesses) provide proof of lower rates with their existing processors and get those rates 100% matched. We do not negotiate processing, we just match the industry.
I can get .9 to 2.0% (depending on the industry of my business) off the shelf from at least 6+ sources.
And that's before any interchange rebate programs, volume discounts, or specially negotiated interchange waivers past a certain fee per quarter.
If you're big enough you do interchange plus pricing where the interchange is passed through and small processing fee is added. Blended rates are for small companies.
edit: 1.4% + €0.25
Most people don't know what a blended rate even means, though, so why bother using that terminology when I'm trying to save some smallco engineers on HN a few points on their startup's margin?
Feel free to replace my use of interchange with 'blended rate' if that helps.
