If a mall shuts down, the stores don’t get to stay open. If a restaurant closes early, the waitstaff doesn’t get paid for missed hours. If budget gets tied up in other projects, competing projects get cancelled or deferred. If customer payments are late, new work & paychecks can’t be released to employees.
Edit: Also important to list the high percentage of startups that fail and layoff employees, often employees who worked under market value in exchange for equity.