Maybe, but a lot of sites only use Carbon/Deck or Adsense and some of those click bait native ad networks. I'm not sure if any of the click bait native ad networks have ever done too much with the issues you listed. I personally believe it's a bit too privileged to say no to Adsense like ads and native ads. You're likely to ever get a virus from them. At worst they are mildly annoying. That's all.
I find the one bad actor excuse to be just that. Another rationale or excuse.
So yeah I think the people just don't want any ads at all. Just like if I showed people how to block Spotify ads on their desktop and on how to do it on rooted android or iPhones, many people would stop paying Spotify. I don't tell my friends about these things for moral reasons, but it's just adding on to the point. People by and large will go with what's convenient. A simple app that can block Spotify ads will do for them. While jailbreaking would be too inconvenient.
